??? ????????????? ??? ???? ?? ???????? ????? ???????????????? ?????????????; ???? ?????????? ?????? ?? ?????? ?? ????????; ???? ?????? ???????; ??? ??? ?????? ????? ???? ???????? ? ??? ???? ???????? ?? ???????? ??? ????????;??????? ??? ????????? ????? & ???????????????? ??? ????????????? ????????? ???Stage four - Only commit what your budget allows